How Does Telepathy Work? And Can Anyone Use Telepathy?

The question most frequently asked is how does telepathy work. Well firstly telepathy is direct communication which transpires between two minds. Telepathy can also be transmitted through feelings such as “I have a gut feeling” which is very common in all people and animals. Telepathy can also be transmitted via emotions and images which are practiced by many.

One does not need to have a degree of some sort in order to practice telepathy as telepathy is an inbred natural phenomenon we all have and some call it “sixth sense”. Many people also term telepathy as coincidence for instance the phone rings and on the other end of the line is the person you were just thinking about – that is telepathy   transmission  of thought.

There are many classes available that offer courses whereby your mind is trained to transmit words and phrases. The very best way to reopen this 6th sense is through meditation which allows one to calm the mind and when the mind is calm telepathy becomes second nature. And with training one can then intentionally communicate with another person.

Quantum physics states clearly that the human mind interacts with the universe as well as interacts in and around many other universes. The human is a part of not “apart” from the universe and all that is within the universe which is why we are able to telepathically communicate with all other living matter or energy.

Telepathy is a form of energy as we are all energy beings. Here is a simple example when you make a phone call you are passing a message directly to another person via a transmitting receiver and telepathy is no different accept you don’t have a transmitter or receiver in your hand you are transmitting via the brain in the form of energy.

In other words when you send a telepathic message you are extending your energy to the other person and you then drop off that energy with the intended person and immediately you will retract your energy. How does telepathy work it is simple and straight forward method of sending and receiving.

A Buyer’s Guide to Kids ATV

Buying a kids ATV (All Terrain Vehicle) could be a confusing task. Often, most people do not know how to go about buying the ATV. There are so many factors to consider. Size, make, price and safety are examples of factors that must be taken into account. Of course, looks too play an important part. After all, your child will not accept a kids ATV that doesn’t look cool! So, how do you buy the right bike?

Size: When it comes to size, most parents make big mistakes. It is common for them to buy a kids ATV that is one size bigger so that their child can grow into the bike gradually. But, buying a quad bike that is bigger than the required size is dangerous. Your child should have comfortable access to the handle bars, brake and accelerator. If they cannot reach these parts comfortably, it could be dangerous. Parents must also consider the size of the engine. If the engine is too powerful, it could go out of control. 50cc engines are best suited for young children.

Quality: When you buy kids ATV, it is important to consider the quality of the bike. A quality bike equates to lesser number of break-downs, repairs and low maintenance costs. Reputed brands are highly conscious of the quality of their machines. Also, since kids grow out their ATVs pretty fast, you need to consider your re-selling options. A reputed brand fetches much more when you want to resell. If you are about to buy a brand that sounds new, find out more about warranties, guarantees and so on.

Safety: Kids ATV must keep to high safety standards. High quality quads have a large number of safety features. Some even have safety features that may not be present in adult ATVs. Examples include kill switches which help kill the engine in case of trouble. Remote controls allow parents to control the ATVs, in case of necessity. A safe engine keeps your child safe.

The ATV is also known as the quad or four wheeler. According to the ANSI (American National Standards Institute), the ATV is a vehicle that is equipped to travel on all terrains. It has four low pressure tires and a handlebar. The vehicle is legal in some countries and not allowed on the roads in other countries. Regardless, kids need to learn how to be safe on the kids ATV before they can graduate to more powerful ATVs.

Kids between the ages of 6 and 12 must always ride a kids ATV with a 70cc engine or lesser. As age and experience increase, they can opt for more advanced models. It is necessary to buy the ATV that suits your child’s physical make up. In this regard, you cannot accept any industry norms. The only way to find out is to take your child for a test drive. Your child must be able to shift gears if you intend to buy manual   transmission . Otherwise, go for the automatic ATVs.

3 Ways to Create a Motivational Collage

One powerful collage theme is motivation! But in order to create a motivational theme you first need to write down a goal. Start with a simple goal that relates to something personal that you are working to toward.

For example, I often have freshmen students in beginning art classes create a goal collage on their major. Where do they want to go? Where do they see their selves after graduation.

Consider the following 3 simple steps.

1. Sort and gather images that will motivate you to reach a goal. For example, if you are remodeling your house only gather those images that relate to that process. This would not be the collage that has images of your last birthday party.

2. Think possible not impossible

It is easy to get discouraged when doing your collage if you think about cost and other limitations. Stay focused on your dream. It can happen. That is why you are creating a collage with a goal in mind.

3. Have fun!

Think out of the box. Mix your images with powerful and inspiring words that will help you achieve your goals,

So write out your goals. Start searching for your images and get started.

If you need help doing goal setting I have a great coach for you.

Send an email to cegoals@aol.com. She will work with you to create solid goal statements using the SMART method. That stands for specific, measurable, attainable, realistic and tangible.

And remember you can always contact me for any suggestions on your collage making process.

Impotence, Infertility, and Sterility (Part 2)

Excessive ejaculation is very detrimental to overall optimal male health. Sperm contains the elixir of life (vitality) and constant loss of this special elixir causes a man to age prematurely. His hair thins, balds and turns grey, his teeth begin to fall out, his hearing and sight becomes bad, he’s constantly fatigued or feeling lethargic, and prone to many sicknesses that claim his health.

Celibacy or temporary periods of sexual (or ejaculatory) fasting allows the spark plugs of the genitals to recharge (rejuvenate and revitalize), in addition to allowing sperm count and production to increase. Celibacy is also warranted to help heal from STDs (sexually transmitted diseases), which is the number one cause of chronic degeneracy of the male sex gland and reproductive system. Chronic sores, bumps, blisters, inflammation, discharges, and rashes debilitate the physical makeup of the male (and female) sex glands or organs and entire reproductive system and are greatly implicated in sterility and infertility.

Most STDs are contracted from recreational sex. God, Biblically speaking, instructed us to have “procreational” sex, but as hypocrites (to God) and loyal imps of the Adversary and his Matrix, we love to pursue and engage in recreational sex. Recreational sex is “wreck creational” (to wreck creation) and that’s exactly what we are and have been foolishly doing – WRECKING God’s creation, especially when you women and girls get pregnant and run to the butcher shop and get an abortion (infanticide), that many of us males are the cause (and financiers) of. I’ll cover abortions and miscarriages in detail in a future article. However, you pay a hidden price for these government-approved acts of legalized murder euphemistically called “abortion” that I will pull your coat tail to (expose, bring to light).

The Adversary’s Matrix keeps us ignorant and unconscious to our lower nature and manipulates us through the imbalances of our lower charkas, especially the root chakra (located at the genitals) and the sacral chakra (located under the belly button). Why do you think its high fashion today for women to wear shirts (blouses) that reveal their belly buttons? By all means am not I telling any woman to stop wearing blouses or even the most revealing clothes. Djehuty is pro freedom, liberation and choice. You do what you want to do. I’m just asking the question “do you know why you’re doing what you do?” Do you know the science behind your fashion, styles, and habits? Do you know why you are piercing your belly buttons today? Do you know what the metals (gold, silver) do to your energy (including your sexual energy) and your sacral chakra? I’m simply asking a question!

Concurring with Author Stewart A. Swerdlow, blatant sexuality is all around us, from fashion to media to everyday speech. This sexuality is a deep, bright red that essentially pulls on your sexual charkas and opens them up. Using color, tone, and archetype (or symbol), these sexual chakras are systematically opened, fed, and energized, expanding them out of proportion until they have control over you. Then you are controlled and manipulated through these chakras.” But when certain people like myself suggest the use of earth’s crystals and gemstones that are naturally red in color and substance which balances and protects the sexual charkas, I’m called a diviner or a practitioner of divination, an occultist, etc.

Your religious leaders and institutions and the public fool (school) system have failed to teach you the metaphysics and metaphysical aspects of life that the Adversary uses against you. Do you deny the sexual perversity, decadence, immorality (fornication and adultery) that takes place in your religious institution or settings, even amongst the officials and leaders? Why do you think sex is so out of control today, but at the same time it’s used to control society (fear of contracting AIDS or STDs, fear of getting pregnant, etc.)?

Sex is connected to fear and fear is the greatest weapon of control on the masses of the people today. But moving along with our topic…

Healing Impotence

To combat or reverse impotence, eat a more vegan-vegetarian based diet and/or consume only sparse amounts of meat (white meat only). Eat plenty of green leafy vegetables, raw and organic fruit, plenty of seeds and nuts (think about it, male sperm is commonly known as “seed” i.e. “to plant seed in a woman”; and ejaculation is commonly referred to as a “nut” or “nutting”, i.e. to bust a nut). The best seeds for a man to eat are pumpkin seeds (papitas) and sunflower seeds due to their rich zinc content. The male prostate gland is chiefly comprised of zinc and with every ejaculation, a man losses vital zinc.

There are a plethora of male-specific hormonal herbs that greatly help heal impotence and degeneracy of the male organ and reproductive system. Yohimbe bark, a powerful African aphrodisiac herb, greatly helps to counteract impotence by its power of increasing and enhancing blood flow to the penis greatly enhancing girth and hang time of the penis. Lycii berry invigorates the blood and can help to increase sperm count and reproductive secretions. Epimedium (Horny Goat weed), a powerful Chinese herb, counteracts premature ejaculation and improves circulation to the penis by its action of dilating the capillaries and larger blood vessels (just like Yohimbe). They don’t call this herb Horny Goat weed for nothing. Epimedium has an effect that makes a man (and a woman) horny and lustful like a goat. Muira Puama, a South American herb commonly known as “potency wood”, is probably the best herb in counteracting im(potence). It has a libido enhancing effect and greatly supports organ regeneration.

Ashwagandha, a powerful Indian or Ayurvedic herb, promotes sexual organ health and regeneration and also has a libido enhancing affect. Damiana, a Mexican aphrodisiac herb, greatly enhances circulation to the penis and energizes the penis. Sarsaparilla nourishes the male sex gland and system and greatly helps reverse conditions of impotence and degeneracy. I could never forget about Stiffcock Strongback. The name says it all for this West Caribbean herb! It is great for a stiff “cock” (penis) in cases of impotence and also strengthens the back which becomes degenerate from a lot of humping. Ever wanted to know why a man was said to be “sowing his oats” in regards to having sex with a woman? This saying has to do with the herb Oat or Oatstraw. Goats are very sexual and lusty creatures, and what do goats in America eat? Oatstraw (grass)! Oatstraw is excellent for the improvement of the male regenerative system.

From time to time (every 4-6 months), I make a tea with all of the foregoing herbs and some other herbs not mentioned, for maintenance of my reproductive system (and one day is all I need). It actually takes control over your body and you almost have no control over your sex organ. The penis does have a mind all of its own. God’s herbs are far more effective than man’s pharmaceutical drugs’ (Cialis and Viagra).

I concocted an herbal compound that we sell at DHERBS called Jackrabbit to serve as a safer and saner alternative to these harmful pharmaceutical sex enhancing drugs. If you really want to conceive a child or just improve your sex life, start messing around these herbs and herbal concoctions (Jackrabbit, Male Hormonal Formula, Prostate Formula). Your impotence will be gone in a matter of days. You will become a hound dog and a lusty goat, hopefully under the right circumstances (like being in a monogamous relationship or married). You’ll read the Song of Solomon in the Bible and become aroused at all of its sexual innuendos.

After all, God made the herbs for the service of man (Psalms 104:14) and instructed man to be fruitful and to multiply and replenish the earth (Genesis 1:28). Now if God instructed us to be fruitful and to multiply and replenish the earth, and today we cannot do such because we are impotent as men (and sterile or infertile as women), what does this imply? Somewhere along the line we have deviated from God’s path and ordained way of life for us. The proof is in the pudding! Our sexual disorders are preventing us from adhering to God’s commandment. Could our modern day high meat, dairy and starch-filled diets and fast-paced and technological-based lifestyles have something to do with this?

It’s interesting in that after God instructed man and woman to be fruitful and to multiply and replenish the earth in Genesis 1:28, God comes behind this with an ordained diet for man and woman in Genesis 1:29 that is a fruitarian (fruit-based) diet:

“And God said, Behold, I have given you every herb bearing seed, which is upon the face of all the earth, and every tree, in the which is the fruit of a tree yielding seed; to you it shall be for meat.”

Now if God instructed us to eat fruit that contains seed, how come we are eating seedless fruit today, such as seedless watermelon, seedless grapes, seedless oranges, etc.? Again, we talk and profess God, but we are the most loyal imps of the Devil or Adversary and are too blind and self-righteous to know it, but are perplexed at our modern day pathologies and disorders. I truly understand how the devil came to God walking amongst the sons of God without the sons of God having a clue that the devil was with them:

“Now there was a day when the sons of God came to present themselves before the Lord, and Satan came also among them.” JOB 1:6

So getting back to our Genesis-based fruit-based diet, the terms “fruitful” and “seed” have to do with sexual reproduction. Does a man not have “seed”? Is not a woman “fruitful”? The term “infertility” derives from the Latin word infertilis, meaning “not fruitful” [in “not” and fertilis “fruitful”]. A woman who is not fruitful is said to be infertile which brings us to the topic of female infertility.

What is infertility?

Infertility (or infertile) is defined as: “The inability to produce offspring. This condition may be present in one or both sex partners and may be temporary and reversible. The cause may be physical, including immature sexual organs, abnormalities of the reproductive system, hormonal imbalance, and dysfunction or anomalies in other organ systems, or may result from psychological or emotional problems. The condition is classified as primary, in which pregnancy has never occurred, and secondary, when there have been one or more pregnancies.” SOURCE: Mosby’s Dictionary, 3rd Edition (1990)

Eat plenty of artichokes and asparagus (steam them). Eat plenty of pomegranates, berries (raspberries, Lycii, vitex or chaste tree, blueberries, Goji, etc.). Eat plenty of sunflower and pumpkin seeds (uterus food). These are your fertility enhancing foods.

Women, do you know how to bless your wombs? Do you know how to prevent the psychic attacks on your womb?

Your womb is a potential internal nursery for a Rosemary’s Baby which means your womb is used to produce a baby for the Devil (Adversary, Matrix). In the 1966 Roman Polanski movie “Rosemary’s Baby”, actress Mia Farrow unsuspectedly and unknowingly carried a baby for the Devil. These murderers, serial killers, drive-by shooters, cut-throats, and natural born killers, where did they come from? Answer: from the womb of a female!

Healing for Infertility (Frigidity)

Herbs that help a woman to heal from infertility include SQUAWVINE, DAMIANA, ASHOKA, FALSE UNICORN, SAW PALMETTO BERRIES, CHASTE TREE BERRIES, MACA MACA and BALA.

The following essential oils may be burned in a diffuser, added to bath water, or inhaled throughout to help enhance fertility: CLARY SAGE, JASMINE, YLANG YLAND COMBAVA, ROSE ABSOLUTE and TUBEROSE.

Crystals and gemstones such as ROSE QUARTZ, CARNELIAN, CHRYSOPRASE, MOLDAVITE, ZINCITE, MOONSTONE, CINNABAR (DRAGON’S BLOOD), RHODOLITE GARNET, JADE, THULITE, RHODONITE, RHODOCHROSITE and PEARL all enhance fertility

Formulas that will aid and assist in impotence and infertility include: JACKRABBIT, FEMALE HORMONAL, MALE HORMONAL, YONI, STD-RID, AND PROSTATE.

Analysis of an Outstanding English Essay “Work” by John Ruskin

John Ruskin (1819 -1900) was an English art critic and social thinker, also remembered as a poet and artist. He wrote a number of essays on art and architecture that became extremely influential in the Victorian era. He takes material for his lecture “Work” from the existing economic revolution which is generally referred to as “Industrial Revolution”. Apart from its advantages and benefits it brought a great destruction for the poor people. The writer reveals the general facts and harsh realities which were ignored even by those who themselves were the main victim of revolution.

What is Working Class?

Ruskin, in the very beginning, is going to clarify the matter that what it is meant by “working class”. Most probably it is the opposite of “idle class”. Then “idle class” will be the synonym of “upper class”. At this point, Ruskin asks question to his audience whether he is correct in drawing this distinction or not. The question is asked only with the intention to gain the sympathy of his audience so that to convince them about his own arguments.

Then, he rejects the above mentioned distinction because the idle people may be found in both rich and poor classes. There is a working class among both rich and poor and there is also an idle class among both rich and poor. So the distinction between working class and upper class has been proved to be wrong. As the topic of his lecture is work, the writer sticks to the working class. He draws organized distinction between the two classes in various respects. The following are the major distinctions vividly drawn by the author.

First Distinction

This distinction is between two classes; those who work and those who play. It can be understood easily after knowing the difference between work and play. “Play” has been derided for the purpose of pleasure with no determined end while work is something totally different which is intended to earn benefit and is done with some determined end. The writer critically analyzes some popular work of England that are worthy to be called “games”.

“The first English game is making money”

This is an ironical statement for those who earn money blindly. Such people don’t know why they are earning money and what they will do with it? They are in fact players, playing the game of minting money. The aristocratic ladies of his time were also indulging in the most expensive game of “dressing”. Ruskin satirically encodes their behaviour saying these are the “poor women” with no proper clothing. Had the garment-budget of these ladies distributed among the poor people of third world, it would have sufficed them to fulfill their basic needs. However, the distinction between work and play is not exclusively mutual; a single thing can be equally “work” and “play” according to its primary and secondary purposes.

Second Distinction

The writer draws another distinction between the rich and poor. The first spends a large amount of money even on cheap and ordinary things while the latter has to endeavor his basic needs.

Ruskin quotes two instances from a newspaper. The first says that in Russia a man of good fortune entered into a hotel to take his breakfast. He paid there fifteen francs only for two peaches. The second story states the miserable state of a dead person whose body was lying on a dung heap with no person paying any heed towards him only because he belongs to the poor class. Some dried pieces of “bones” were taken out of his pocket thus intensifying the misery of the poor person.

Lawful Bases of Wealth

The lawful basis of wealth is that a worker should be paid a fair amount of his work and he should also be given liberty regarding his money; whether spends or saves for some rainy day. After implementing this law in a true sense there would be no “poor person” except for those lazy people who stay at home lazily instead of doing some work. Such kind of poor are doubly poor; lacking not only worldly possessions but also the moral strength. Those who follow this law are real rich irrespective of money they have in their possessions.

False Base of Minting Money

Duty is the main thing that should be given priority. Those who cares more about their salary or fee than the work they have been assigned, though, can become rich but on the false basis. Ruskin critically refers to such kind of people terming them “uneducated class”, “inferior in intellect” and “coward”. At this point Ruskin has proved his philosophy by giving an analogy. He says the primary purpose of a soldier’s life must be to win battles. Similarly teaching goodness should be the sole purpose of a clergyman’s life. Both of these persons are paid well for their duties but that is at secondary level. If this becomes their primary objective then they would be “coward” and “stupid”.

Third distinction

Some people work with their hands while some other with their brains. There is rough work to be done, and rough men must do it. There is also gentle work to be done and gentle men must do it. Both works are important in that the maintenance of life depends on manual as well as mental work. Every person should do honestly his own job, mental or physical.

Nevertheless it is a true fact that the dignity of labour and hard work is recognized only by his own class. A man working in a quiet and serene room with everything comfortable is unlikely to be aware of the hardships of train-drivers who have to drive against cruel winds with no difference of day and night in their life.

The rough work is generally honest, real and useful whereas the gentle work often accompanies dishonesty and cheating. When both the works are worthily done the head’s is noble work and the hand’s is ignorable. Again Ruskin criticizes the rich class who persistently thinks of providing relief and comfort to the working class but do nothing practically.

The essay tells us that both kinds of work should be done properly but he problem surfaces when people don’t work willingly. The main reason of this attitude is they don’t know which work they can do better. This “will” can be promoted only when they select the appropriate profession in accordance with their ability. Ruskin says, “in order that a man may be happy, it is necessary that he should not only be capable of his work, but a good judge of his work”.

Finance, Credit, Investments – Economical Categories

Scientific works in the theories of finances and credit, according to the specification of the research object, are characterized to be many-sided and many-leveled.

The definition of totality of the economical relations formed in the process of formation, distribution and usage of finances, as money sources is widely spread. For example, in “the general theory of finances” there are two definitions of finances:

1) “…Finances reflect economical relations, formation of the funds of money sources, in the process of distribution and redistribution of national receipts according to the distribution and usage”. This definition is given relatively to the conditions of Capitalism, when cash-commodity relations gain universal character;

2) “Finances represent the formation of centralized ad decentralized money sources, economical relations relatively with the distribution and usage, which serve for fulfillment of the state functions and obligations and also provision of the conditions of the widened further production”. This definition is brought without showing the environment of its action. We share partly such explanation of finances and think expedient to make some specification.

First, finances overcome the bounds of distribution and redistribution service of the national income, though it is a basic foundation of finances. Also, formation and usage of the depreciation fund which is the part of financial domain, belongs not to the distribution and redistribution of the national income (of newly formed value during a year), but to the distribution of already developed value.

This latest first appears to be a part of value of main industrial funds, later it is moved to the cost price of a ready product (that is to the value too) and after its realization, and it is set the depression fund. Its source is taken into account before hand as a depression kind in the consistence of the ready products cost price.

Second, main goal of finances is much wider then “fulfillment of the state functions and obligations and provision of conditions for the widened further production”. Finances exist on the state level and also on the manufactures and branches’ level too, and in such conditions, when the most part of the manufactures are not state.

V. M. Rodionova has a different position about this subject: “real formation of the financial resources begins on the stage of distribution, when the value is realized and concrete economical forms of the realized value are separated from the consistence of the profit”. V. M. Rodionova makes an accent of finances, as distributing relations, when D. S. Moliakov underlines industrial foundation of finances. Though both of them give quite substantiate discussion of finances, as a system of formation, distribution and usage of the funds of money sources, that comes out of the following definition of the finances: “financial cash relations, which forms in the process of distribution and redistribution of the partial value of the national wealth and total social product, is related with the subjects of the economy and formation and usage of the state cash incomes and savings in the widened further production, in the material stimulation of the workers for satisfaction of the society social and other requests”.

In the manuals of the political economy we meet with the following definitions of finances:
“Finances of the socialistic state represent economical (cash) relations, with the help of which, in the way of planned distribution of the incomes and savings the funds of money sources of the state and socialistic manufactures are formed for guaranteeing the growth of the production, rising the material and cultural level of the people and for satisfying other general society requests”.
“The system of creation and usage of necessary funds of cash resources for guarantying socialistic widened further production represent exactly the finances of the socialistic society. And the totality of economical relations arisen between state, manufactures and organizations, branches, regions and separate citizen according to the movement of cash funds make financial relations”.
As we’ve seen, definitions of finances made by financiers and political economists do not differ greatly.
In every discussed position there are:

1) expression of essence and phenomenon in the definition of finances;

2) the definition of finances, as the system of the creation and usage of funds of cash sources on the level of phenomenon.

3) Distribution of finances as social product and the value of national income, definition of the distributions planned character, main goals of the economy and economical relations, for servicing of which it is used.

If refuse the preposition “socialistic” in the definition of finances, we may say, that it still keeps actuality. We meet with such traditional definitions of finances, without an adjective “socialistic”, in the modern economical literature. We may give such an elucidation: “finances represent cash resources of production and usage, also cash relations appeared in the process of distributing values of formed economical product and national wealth for formation and further production of the cash incomes and savings of the economical subjects and state, rewarding of the workers and satisfaction of the social requests”. in this elucidation of finances like D. S. Moliakov and V. M. Rodionov’s definitions, following the traditional inheritance, we meet with the widening of the financial foundation. They concern “distribution and redistribution of the value of created economical product, also the partial distribution of the value of national wealth”. This latest is very actual, relatively to the process of privatization and the transition to privacy and is periodically used in practice in different countries, for example, Great Britain and France.

“Finances – are cash sources, financial resources, their creation and movement, distribution and redistribution, usage, also economical relations, which are conditioned by intercalculations between the economical subjects, movement of cash sources, money circulation and usage”.
“Finances are the system of economical relations, which are connected with firm creation, distribution and usage of financial resources”.

We meet with absolutely innovational definitions of finances in Z. Body and R. Merton’s basis manuals. “Finance – it is the science about how the people lead spending `the deficit cash resources and incomes in the definite period of time. The financial decisions are characterized by the expenses and incomes which are 1) separated in time, and 2) as a rule, it is impossible to take them into account beforehand neither by those who get decisions nor any other person” . “Financial theory consists of numbers of the conceptions… which learns systematically the subjects of distribution of the cash resources relatively to the time factor; it also considers quantitative models, with the help of which the estimation, putting into practice and realization of the alternative variants of every financial decisions take place” .

These basic conceptions and quantitative models are used at every level of getting financial decisions, but in the latest definition of finances, we meet with the following doctrine of the financial foundation: main function of the finances is in the satisfaction of the people’s requests; the subjects of economical activities of any kind (firms, also state organs of every level) are directed towards fulfilling this basic function.

For the goals of our monograph, it is important to compare well-known definitions about finances, credit and investment, to decide how and how much it is possible to integrate the finances, investments and credit into the one total part.

Some researcher thing that credit is the consisting part of finances, if it is discussed from the position of essence and category. The other, more numerous group proves, that an economical category of credit exists parallel to the economical category of finances, by which it underlines impossibility of the credit’s existence in the consistence of finances.

N. K. Kuchukova underlined the independence of the category of credit and notes that it is only its “characteristic feature the turned movement of the value, which is not related with transmission of the loan opportunities together with the owners’ rights”.

N. D. Barkovski replies that functioning of money created an economical basis for apportioning finances and credit as an independent category and gave rise to the credit and financial relations. He noticed the Gnoseological roots of science in money and credit, as the science about finances has business with the research of such economical relations, which lean upon cash flow and credit.
Let’s discuss the most spread definitions of credit. in the modern publications credit appeared to be “luckier”, then finances. For example, we meet with the following definition of credit in the finance-economical dictionary: “credit is the loan in the form of cash and commodity with the conditions of returning, usually, by paying percent. Credit represents a form of movement of the loan capital and expresses economical relations between the creditor and borrower”.

This is the traditional definition of credit. In the earlier dictionary of the economy we read: “credit is the system of economical relations, which is formed while the transmission of cash and material means into the temporal usage, as a rule under the conditions of returning and paying percent”.
In the manual of the political economy published under reduction of V. A. Medvedev the following definition is given: “credit, as an economical category, expresses the created relations between the society, labour collective and workers during formation and usage of the loan funds, under the terms of paying present and returning, during transmission of sources for the temporal usage and accumulation”.

Credit is discussed in the following way in the earlier education-methodological manuals of political economy: “credit is the system of money relations, which is created in the process of using and mobilization of temporarily free cash means of the state budget, unions, manufactures, organizations and population. Credit has an objective character. It is used for providing widened further production of the state and other needs. Credit differs from finances by the returning character, while financing of manufactures and organizations by the state is fulfilled without this condition”.

We meet with the following definition if “the course of economy”: “credit is an economical category, which represents relations, while the separate industrial organizations or persons transmit money means to each-other for temporal usage under the conditions of returning. Creation of credit is conditioned by a historical process of fulfilling the economical and money relations, the form of which is the money relation”.

Following scientists give slightly different definitions of credit:
“Credit – is a loan in the form of money or commodity, which is given to the borrower by a creditor under the conditions of returning and paying the percentage rate by the borrower”.
Credit is giving the temporally free money sources or commodity as a debt for the defined terms by the price of fixed percentage. Thus, a credit is the loan in the form of money or commodity. In the process of this loan’s movement, a definite relations are formed between a creditor (the loan is given by a juridical of physical person, who gives certain cash as a debt) and the debtor.
Combining every definition named above, we come to an idea, that credit is giving money capital of commodity as a debt, for certain terms and material provision under the price of firm percentage rate. It expresses definite economical relations between the participants of the process of capital formation. Necessity of the credit relations is conditioned, from one side, by gathering solid quantity of temporarily free money sources, and from the second side, existence of requests of them.

Though, at the same time we must distinguish two resembling concepts: loan and credit. Loan is characterized by:

o Here, the discussion may touch upon transmission of money and also things form one side (loaner) to another (borrower): a)under the owning of the borrower and, at the same time, b) under the conditions of returning same amount or same quantity and quality of the things;

o The loaning of money may bear no interest;

o Any person may take part in it.
With the difference with loan, credit, which is somehow a private occasion of the loan, represents:

o One side (loaner) gives to the second one (borrower) only money, and _ for temporal usage;

o It may not bear no interest (if the assignment doesn’t foresee something);

o In it creditor is not any person, but a credit organization (at the first place, banks).
So, a credit is the bank credit. To our mind, it is not correct to use “credit” and “loan” as the synonyms.
Banking crediting is the union of relations between bank (as a creditor) and its borrower. These relations touch upon:

a) Giving a certain amount of money to the borrower for definite purpose (though, we meet with the so-called free credits, aims and objects of crediting are not appointed in the assignment);

b) Its opportune returning;

c) Getting percentage rate from the borrower for using the sources under his/her disposal.
The essential foundation of the credit essence and its important element is existence of trust between the two sides (in Latin “credo”, from which comes the word “credit”, means “trust”).
From the position of circulation of money forms (in the abstraction, historical process of formation economical relations and social budget and banking systems expressed by them) comparing different definitions of finances and credit, the paradox conclusion appears: credit is the private occasion of finances. And truly, from the position of movement of the money forms, finances represent the process of formation and usage of the funds of cash means. Very often such movements are fulfilled without returning, but sometimes, it is possible to give loans from the budget for the investment projects of other needs. Also, when a manufacture or corporations use their cash funds and we mean the finances of industrial subject, such usage may be realized as inside the manufacture or corporation (there is no subject about returning or not returning of the usage), so gratis under conditions of returning. This latest is called commercial form because of transmitting the sources to others, but even in this occasion, it is the element of financial system of the manufacture and corporation.

From the point of cash means movement, main character of credit is the process of formation and usage of the funds of cash means under the conditions of returning and, as a rule, taking the value-percentage. If gating the credit value doesn’t take place (even in the exceptional occasions), according to the movement form, credit becomes a private occasion of finances, as from the net financial funds (consequently from the state budget) the loans which bear no interests may be used. If gating credit value takes place, by the appearance form, credit is discussed to be financial modification.

From the historical point of view, finances (especially in the sort of the state budget) and credit (beginning with usury, later commercial and banking) were developing differently for considering credit to be the part of finances. Though, from the genetic-historical point of view, previous loaners, before giving loan, needed gathering the permanent capital not returning, that is the net financial foundation. The banks analogously needed concentration of the important own capital for influxing the consumers’ means and for getting higher percentage rate under the conditions of returning. Herewith, exactly on the financial basis, in the sort of financial fund (which later partially becomes loan fund) part of the bank capital appears to be the reservation (insurance) part of the fund, which by nature is financial and not loan. So notwithstanding the essential distinctions between finances and credit form the genetic-historical point of view, credit appears to be formed from finances and represent their modification.

From the essential position of expressing economical relations of finances and credit, we meet with cardinal distinctions between these two categories. Which mostly expressed by the distinction of the movement forms notwithstanding they are returnable or not. Finances express relations in the aspects of distribution and redistribution of social product and part of the national wealth. Credit expresses distribution of the appropriate value only in the section of percentage given for loan, while according to the loan itself, a only a temporal distribution of money sources takes place.
Herewith, there is a lot of common between the finances and credit as from the essential point of view, so according to the form of movement. At the same time, there is a significant distinction between finances and credit as in the essence, so in the form too. According to this, there must be a kind of generally economical category, which will consider finances and credit as a total unity, and in the bounds of this category itself, the separation of the specific essence of the finances and credit would take place.

Funding of the cash means is common to the researched economical categories. It takes place in any separate system of finances and credit, which have been touched upon during the analyses of defining finances and credit. Word combination “funding of the cash sources (fund formation)” reflects and defines exactly essence and form of economical category of more general character, those of finances and credit categories. Though in the in economical texts and practice, it is very uncomfortable to use a termini, which consists of three words. Also, “unloading” with an information hardens greatly its influxing into the circulation even in the conditions of its strict substantiation and thoroughness.
In the discussing context we consider:

1) wide and narrow understanding of economical category of the finances;

2) discussing finances in narrow understanding under general traditional meaning;

3) discussing finances, as funding of the cash means, in wide understanding, which concerns finances – in narrow meaning and credit – in complete meaning.
Termini “funding” and its equivalent “fund formation” are used by us as the purposeful structuring of cash means, which is based on two poles – accumulation of money sources (gathering) and its usage for definite purpose in the way of financing and crediting.
We have established a new termini – “finance-investment sphere” (FIS). Analyses about interrelation of finances and credit made by us give us an opportunity of proving, that in the given termini, the word “financial” is used with the meaning of funding cash sources, its purposeful structuring. In this process we consider at the same time financial, credit and investments’ economical categories.

Let’s sum up middle results of discussing new concept – “finance-investment sphere” and discuss its investment consisting parts.

The concept “investments” was brought into the native economical science from the West. In the Soviet economical science they for a long time used in the place “investments” the termini “capital placement”, which expressed the usage of the industrial factors in the sphere of real industrial activities during realization of capital projects. From one glance, this termini in its concept is identical to the “investments”, consequently it is possible to use them as synonyms. Though the termini “investments” and “investing” have the advantage towards the termini “capital placement” from linguistic and philological points of view, because they are expressed with one word. This is not only economical and comfortable in the process of working with the termini “investment” itself, but also it gives an opportunity of termini formation. More concretely: “investment process”, “investment domain”, “finance-investment sphere” – all these termini are much more acceptable.
Changing native economical termini with foreign ones is purposeful, if it really matters (by keeping parallel usage of the native termini for the inheritance). Though we must not change native economical termini into foreign ones all together, when by ordinal traditional language easy to explain private and narrow concrete processes and elements get their own termini. The “movement” of these termini is approved in the narrow professional bounds, but their “spitting out” into the economical science may turn economical language into the tangled slang.

Let’s discuss termini – “investment” and “capital placement’s” usage in the economical literature.
Investments are placement of funds into the main and circulation capital for the purpose of getting profit. “Investments in material assets – are the placements of funds into the mobile and real estate (land, buildings, furniture and so on). Investments in financial assets are the placements of funds into the securities bank accounts and other financial instruments”.

We don’t meet with the termini “investments” in the earlier economical dictionary, but we meet the combined termini “investment policy” – the union of the industrial decisions, which guarantee main directions of the capital investments, the activities of their concentration in the determinant suburbs, on which the reaching of planned rates of development of the society production is depended, balancing and effectiveness, getting more and more production and profit of the national income for every lost Ruble”. For today, in the most actual definitions, the capital investments are bounded only by financial means, when not only financial, but also the investment of natural, material-technical and informational resources takes place. Labour resources take an actual place in the investment process. They themselves fulfill this or that investment process.

A positive side of the discussed definitions is that they connect investment policy and capital placements (investments):

– economical development according to the key directions to the concentration;

– providing high rates of economical growth;

– raising an economical effectiveness, which is expressed:

a) by growing the throw off of the production and national income for every lost Ruble;

b) by fulfilling the branch structure of the investments;

c) by improving their technological structure;

d) by optimization of their further production structure.

Compared with such definition of the investments (capital placement) the definition of investments in the dictionary attaching the “Economics” seems to be unimproved: “investments – the expenses of gathering production and industrial means and increasing material reserve”. In this definition current expenses (production expenses) are mixed with the investment (capital) expense. Also, not the investment expenses but (though the investments are followed by the appropriate expenses) exactly advancing. It differs from the expenses by that the means (means) are put by returning the advanced values, also, under the conditions of growth, to which the concept-advanced capital is corresponding. the advancing may be realized in the money, natural-material and informational forms.

Except the termini “investments”, there are two more termini related with the investment. They are shown below.

“Human capital investment” – any activity provided for rising the workers labour productivity (in the way of growing their qualification and developing their abilities); at the expenses of improving the workers’ education, health and raising the mobility of the working forces”. It is very useful to use the mentioned termini, though it needs one correction: the human capital investments do not concern only workers, but also the servants, representatives of every kind of labour.
“Investment commodity, capital goods – a capital.”

In the official manuals of political economy of the reformation time the capital investments are discussed as “expenses for creating new main funds and widening, reconstruction and renewing the active ones”. In this definition the investments (capital placements) during separation of the forms (types) of further production of the main funds are bounded only by main funds (without increases of the circulation funds and insurance reserves):

a) creating new ones;

b) widening;

c) reconstruction;

d) renewing.

Also, the concept of the industrial gathering appears, at the expenses of widening of basic, circulation funds and also insurance reserves takes place”.

You’ll meet below the definitions of investments from “the course of economy”: the investments are called “placements of fund into the basic capital (basic means of production), reserves, also other economical objects and processes, which request long-termed influxing of material and cash means. “According to the division of capital into physical and money forms, the investments too must be divided into material and cash investments”.

They apportion investment commodity, to which belong industrial and nonindustrial building objects, vehicles purposed for changing or widened technical park and the furniture, increasing reserves and others.

“They call the total investments of production an investment product, which is directed towards keeping and increasing the basic capital (basic means) and reserve. Total investments consist of two parts. One of them is called the depreciation; it represents important investment resources for compensation of renewal till the level of before industrial usage, wearing out and repairing of the basic means. Second consisting part of the total investments is represented by net investments – capital investments for the purpose of increasing basic means”. Depreciation is not a compensation resource of wearing the basic funds out, but it is the purposeful financial source of such resources.
Human capital investment is “a specific kind of investments, mostly in education and health protection”.

“Real investments are the investments in the economical branches and also, they are kinds of economical activities, which provide influxing the increases of real capital, that is increasing material values of the industrial means”. We can agree with such definition with one specification that material and nonmaterial values too belong to the real capital (wealth), consequently science-researching experimental-construction results, various information, education of he workers and others. Such service as organization of the excitable games, also the service of redistribution social wealth from one private person to another (except charity).

“Financial investments represent placement of funds into the shares, obligations, promissory notes, other securities and instruments. Such investments, of course, do not give increases of the real material capital, but they help getting profit, consequently at the expenses of changing the course of the securities in the time of speculation, or distinguishing the course in different places of sell and purchasing”. We share wholly such definition, hence it follows that financial investments (if it is not followed by real investments as a result) do not increase real material wealth and real nonmaterial wealth. According to this context, the expression below is very important: “we must distinguish financial investments, which represent placement of the funds in the ways of selling and purchasing the securities for the purpose of getting profit and financial investments, which become cash and real, moved to real physical capital.”

In the “economical course” quoted before long and short-termed investments are separated. Recognizing the existence of the bounds between them, the authors ascribe short-termed investments to “one month or more” investments. If we get such conditioned criteria, that we can call the investments which overcome the terms of some months, long-termed ones, which is very doubtful and we don’t agree with it. A long-termed character of the fund placement is a significant feature of the investments (short-term doesn’t combine with the concept of investments). Principally, it would be better to point out quick compensative, middle termed compensative and long-termed compensative investments:

– less then 6 months – quick compensative;

– from 6 months up to the year and a half – middle termed compensative;

– more then the year and a half – long termed compensative.

We stopped at the definition of the investments in the capital work “economical course” for the special purpose, as, in it the author tried to discuss the concept of investments systemically and quite completely, herewith the book is published just now.

We’ll return to the discussion the definition economical category of “investments” in different publications in the following chapter. The definitions given here are quite enough for having a notion of the level of lighting up the given category in the economical literature.
What conclusions may be made according the definition of the mentioned economical category in the published works, except the made notions and specifications?

There is quite deeply, concretely and thoroughly defined the concept of “investments”, different definitions in the economical literature; but mostly in every works about the investments discussed by us until now, there is not opened the essence of investments as an economical category. In every monograph , even if it has a title investment, as an economical category , there is given only the definition, concept of investments. But, as the Academician Vasil Chantladze explains, “a concept is a discussion, which proves something about the distinguishing feature of the researched object. A concept out of much essential characteristic features represents only one, and essential in it is only – definition”.

But the categories are much wider; it is “a key, the most fundamental concept of every science”. Economical categories theoretically represent real, objectively existed productive relations. A category is the defining of occasions of existed characters, connections, relations of the objective world. Generally, any educational process is fulfilled by the categories, which give opportunities for dividing the processes and occasions semantically, for expressing the definitions of a subject and realize their specific peculiarities and economical relations of a material world.
Our goal is exactly to substantiate investments – as an economical category and also, as a financial category in the narrow understanding.

Here we apply for another manual thesis made by the academician Vasil Chantladze: “every financial relation is an economical one and every financial category is and economical one, but not every economical relation and economical category is financial relation and financial category”.
In the process of defining the investments, it is important to take in mind the sides of resources, expenses and incomes, because investment, from one side, is the result of the manufacture’s activity, and, from another one, – a part of income, which, in this case, is not used for usage.
Another occasion: it is advisable to discuss investments in two aspects: as a category of reserve and flow, which will reflect exactly the connection between “placement of funds” and “investments”.

As we’ve mentioned above, not long ago, in the well-known Soviet literature the concepts of “the placement of funds” and “investments” were accepted to be the synonyms and concerned to be investment of sources for further production of the main funds and formation of the turnover funds. We meet with such understanding of the concept of “investment” (here, they separate three types of the investment expenses: investments in the basic capital of investments, investments in the house building and investments in the reserves) in the modern economical publications and it is mostly used on the macro level during a statistical analyze of economical processes. In this concrete occasion investment is the category of reserve.

Antenatal Classes – Pelvic Floor Exercises

Most of the pregnant women are probably hearing how important it is to have strong core muscle. If you have never come across core stability exercises, Pilates, Yoga and you are first time pregnant it is not easy to understand and start strengthening the muscle. Many pregnant women hear about the pelvic floor muscles and Kegel Exercise but not many are told where they are, how to find them and most importantly how to train them.

So let’s make it simple!

What is pelvic floor?

They are a sling of muscles that sits underneath the bladder and runs from the base of the spine (coccyx) to the pubic bone at the front.

What do they do?

The main purpose of your Pelvic floor muscles is to give your organs support and help to improve your bladder/bowel control and improve or prevent any leakage.

The pelvic floor muscles relax when you contract the bladder to let the urine out.

Why are they important for pregnant women and women who have children?

The pelvic floor muscles can weaken during pregnancy as they relax from the weight of the baby and a hormone called relaxin that softens the connective tissue of the pelvic structures in preparation for birth. During childbirth vaginal delivery may further weaken or stretch some of the supporting structures in the pelvis.

Can I do anything to help protect my pelvic floor from weakening?

Yes start your pelvic floor exercises straight away!

How do I know I am actually working my Pelvic floor muscles?

There are two ways to check that you are correctly contracting the pelvic floor:

Stop test

While going to the toilet you can try and stop the flow of urine, if you can then you are contracting the pelvic floor muscles correctly, but do not stop the flow of urine every time you go to toilet. This is a good way of seeing if you are exercising the correct muscles, but may cause problems with your bladder if you are doing the test more than once a fortnight. Remember this is a test and you must not exercise your pelvic floor muscle while urinating!

Squeeze test

You can also feel if your pelvic floor muscle is contracting by putting one or two fingers into your vagina whilst having a bath or shower. Tighten your muscles so they squeeze your fingers.

How often should I do my exercises?

Practice five pelvic floor exercise contractions five times a day

There are two types of pelvic floor exercises; low twitch and fast twitch. It is important that you do the slow twitch first and then the fast twitch each time you exercise your pelvic floor muscles.

Prepare to exercise:

Sit on a chair/toilet seat/toilet lid. Make sure your feet are flat on the floor and your legs slightly apart:

To perform the slow twitch exercises:

1. Close and draw up the muscles around the back passage as if you are trying to stop passing wind. Make sure you do not contract your buttock muscles whilst doing this.

2. Now close and draw up the muscles around the vagina, as though you are trying to stop the flow of urine.

3. Hold for a count of five, breathing normally and trying not to hold your breath.

4. Slowly relax and let go.

5. Repeat five times in total.

6. When you can repeat five contractions for five seconds, start to build up the hold to ten seconds, increasing by one or two seconds each time.

To perform the fast twitch exercises:

1. Pull up your pelvic floor muscles as before.

2. Hold for one second and relax.

3. Repeat five to ten times or until your muscles feel tired.

If you are performing slow twitch exercises and you find your muscles ‘let go’ too quickly and you cannot hold for a count of five then just hold them for as long as you can.

When performing pelvic floor exercises it is important NOT to:

1. Squeeze your buttocks together.

2. Bring your knees together.

3. Hold your breath.

4. Lift your shoulder/eyebrows/toe upwards.

5. Perform the exercises while urinating.

If you do any of the above then you are not contracting your muscles correctly.

Any other benefits of performing these exercises

Yes! For women, strong pelvic floor muscles can also mean increased sensitivity during sex and stronger orgasms.

Functions of Minerals

When reading of nutrition and health, minerals and trace elements are often mentioned. We respond by eating lots of fruits and veggies, and maybe a vitamin supplement. We never doubt the validity of needing these things with names from the periodic table, but have you ever stopped and wondered what exactly it is they do for us? Or for that matter what are they and where do they naturally occur? Well you can stop lying awake nights, wondering about this!! Processed food cannot provide the services in the following list:

CALCIUM: Critical for many biological functions, including nerve   transmission , fat and protein digestion, muscle contraction, healthy teeth and bones, blood clotting, nerve functions, and more.

SODIUM: Muscle contraction, fluid balance, cell life and potential, and numerous other functions.

POTASIUM: Bone formation, fluid balance, blood pressure, muscle contraction, and many more functions.

PHOSPHORUS: Bone formation, assistance in the breakdown of fats, protein and carbohydrates.

MAGNESIUM: Muscle contraction, nerve  transmission , calcium metabolism, enzyme cofactor–ABSOLUTELY ESSENTIAL TO ALL KNOWN FORMS OF LIFE.

BORON: Calcium metabolism–an inadequate level of boron is also suspected in negatively influencing the body’s uptake of magnesium and calcium, possibly resulting in bone density loss and elevated blood pressure.

CHLORINE: Digestion, blood pressure.

COBALT: Essential for formation of vitamin B12, metabolism of fatty acids, and synthesis of hemoglobin.

SULPHUR: Protien synthesis, collagen cross linking, and ligament structure.

COPPER: Immune system, artery strength, helps form hemoglobin from iron and assist in metabolizing vitamin C and the oxidation of fatty acids.

CHROMIUM: Insulin action, cardiovascular health, glucose tolerance factor.

IRON: Blood formation, immune function.

SELENIUM: Immune stimulant, certain brain functions, acts as antioxidant. NICKEL: Immune regulation, brain development, and DNA synthesis.

IODINE: Thyroid functions, aids in upkeep of immune system.

MOLYBDEMUM: Enzyme action.

SILICON: Enzyme action, connective tissue.

TIN: Enzyme action

MANGANESE: Bone development and growth, metabolism of fat and energy, reproductive systems.

ZINC: Enzymatic reactions, reproductive health, growth and development, immune functions.

About Purchasing Wipes for Your Gym

Your gym is a resource for people who want to stay in shape or improve their body and health. It can be a haven for people who love to work out and come to exercise classes, and a place for people to meet, socialize and learn about health and nutrition. Your gym, in other words, is more than just a business- it can provide a lifestyle for your clients. In order to manage your gym efficiently and to help ensure that customers like coming there, it is important to maintain your gym and keep it clean at all times. It is also important to offer conveniences to your customers that they will appreciate. One way to both offer a benefit to customers and to help keep your gym clean is to purchase wipes for your gym.

Wipes for Your Gym

When you purchase wipes for your gym, there are a few different kinds of wipes that you should consider. Perhaps the most obvious type of wipes to buy are gym wipes. Gym wipes are designed for cleaning gym equipment between users. Your customers can grab a gym wipe from a convenient dispenser and wipe down the equipment so that it is clean and dry for the next person who wants to make use of the machine.

Gym wipes serve many important purposes in the gym environment. They allow for the machines to stay clean and safe to use, and they help customers to feel more comfortable making use of the equipment. No one wants to grab sweaty equipment that someone else has just been using without wiping it down first, and gym equipments make this easy. Equipment that is slick with sweat can also be dangerous, so gym wipes help to make your gym a safer place. Finally, because the equipment is cleaned more frequently with gym wipes, it will always appear clean to perspective members visiting the gym and to members who want a pleasant environment at the gym. Cleaning at the end of the day will be easier as well, since the machine is already clean from being wiped down with gym wipes.

In addition to gym wipes, you may also wish to purchase antibacterial wipes or hand wipes to keep around your gym. Like gym wipes, these have many purposes and many benefits to customers. For one thing, they can help to stop the transmission of germs. When people use gym equipment and sweat on that equipment, they leave behind more than just their perspiration- they also leave behind any bacteria, viruses or other organisms that were on their hands or body. This can cause other patrons at the gym to be exposed to these disease-causing organisms. Recent outbreaks of swine flu and other contagious diseases have underscored the importance of always making sure that you are protected from germs.

Customers will also appreciate the opportunity to use an antibacterial wipe to wipe their hands rather than having to go to the bathroom to wash them. This makes for good customer service and can help to improve the gym experience.